How to Get the Financing for Your New Small Business: Innovative Solutions from the Experts Who Do It Every Day

How to Get the Financing for Your New Small Business: Innovative Solutions from the Experts Who Do It Every Day
Average customer rating:

Kind of blah...

Highly Recommended....

This book is a MUST-HAVE for business owners!

Excellent resource for serious entrepreneurs

You won't find many competitors offering the depth and focus here

How to Get the Financing for Your New Small Business: Innovative Solutions from the Experts Who Do It Every Day
Sharon Fullen
Manufacturer: Atlantic Publishing Company
ProductGroup: Book
Binding: Paperback

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How to Write a Great Business Plan for Your Small Business in 60 Minutes or Less - With Companion CD-ROM

Financing Your Small Business: From SBA Loans and Credit Cards to Common Stock and Partnership Interests

The SBA Loan Book: Get A Small Business Loan--even With Poor Credit, Weak Collateral, And No Experience (Sba Loan Book)

How to Buy and/or Sell a Small Business for Maximum Profit: A Step-by-Step Guide

What No One Ever Tells You About Financing Your Own Business: Real-Life Financing Advice from 101 Successful Entrepreneurs (What No One Ever Tells You About...)

ASIN: 091062755X

Product Description

This new book will provide you with a road map to securing the financing. The book goes into traditional financing methods and assists the reader in setting up proper financial statements and a proper business plan. It details the differences between debt and equity financing and how and why to use each. Valuation techniques are explained for determining what your business is truly worth. However, the book's real strength is in explaining alternative and creative methods of financing, such as SBA financing, investor angels, IPOs, limited public offerings and venture capital. Essential resources for finding the detailed information you need are included throughout.

Customer Reviews:

Kind of blah..........2007-08-07

There is nothing Earth shattering in this book. In fact most of the information menitoned can be found through most search engines. You will read about all the usual ways of financing a business.

Highly Recommended...........2007-06-10

This books is comprehensive, smart and powerful. I'd highly recommend it to anyone else. I'd also recommend a commercial video to help you apply for commercial credit on-line. These two tools together can help you get credit in less than 90 days.

Link:
Business Credit Building & Grant Information Video

This book is a MUST-HAVE for business owners!.......2006-12-20

Here is a resource written to provide the New Small Business owner the tools necessary to understand the process entailed in securing the lifeblood of every new small business, money. This book is a must-have for every new small business owner and a should have for every one involved in owing a business whether new, on going, large or small. Regardless of where you are in the business development stage, opening, growing, turn-around or change management, this book by Sharon Fullen does it all. By providing the simple progressive understanding to creating image, knowing and understanding your image, communicating that image, the savvy owner/manager can develop a message that is irresistible.
Truly, this book provides the information, processes and options available to secure the needed funding. The author guides you through the processes of choosing options of financing by explaining each and providing reasoning for choosing one or more methods. Venture capital, private loans, factoring, debt-financing, grants, small business loans, equity financing, all options are covered. From the business plan to the loan documents, this book guides you there.

Excellent resource for serious entrepreneurs.......2006-12-12

"How to Get the Financing for Your New Small Business" is an excellent resource for entrepreneurs who are serious about starting a new business. One of the biggest stumbling blocks is obtaining financing to begin the process. This book not only talks about traditional financing through a bank, but also offers several more creative methods of raising money to start your small business.
The author stresses the importance of having a well written, complete business plan. She gives helpful tips on how to make your business plan stand out and give you the best financing possible. The author also offers hints on how to dress and how to act when presenting your business plan to financiers.
The book also includes a chapter that features resources offering business plan templates, grants and addresses for specific financier groups in each state.
This book would be a great asset for anyone considering starting a small business. The tips and hints scattered throughout the book will give the reader an advantage over other applicants, maximizing financing possibilities.

You won't find many competitors offering the depth and focus here.......2006-09-09

Poor management may be a leading cause of small business demise, but under-funding affects many more start-ups and determines success or failure: that's why obtaining a copy of Sharon Fullen's How To Get The Financing For Your New Small Business: Innovative Solutions From The Experts Who Do It Every Day is so important. From understanding how traditional financing methods work and alternative options to the all-important business plan, valuation techniques and more, you won't find many competitors offering the depth and focus here, which even delves into angel investors, IPOs, and venture capital.

Financing Your Business with Venture Capital: Strategies to Grow Your Enterprise with Outside Investors

Average customer rating:

So So for Beginners -- Terrible if you have read other books
Good for beginner
Start Elsewhere

Financing Your Business with Venture Capital: Strategies to Grow Your Enterprise with Outside Investors
Frederick D. Lipman
Manufacturer: Prima Lifestyles
ProductGroup: Book
Binding: Hardcover

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ASIN: 0761514600
Release Date: 1998-10-28

Book Description

You've made the strategic decision: The time is right to grow your business. But where do you go for the financing to fuel that growth? More important, what do you have to give up to acquire that financing? Financing Your Business with Venture Capital is every entrepreneur's road map to the intricate world of outside capital. Inside you'll find expert advice on everything from valuing your business to determining the strengths and weaknesses of different sources of financing. In an easy-to-understand, step-by-step approach, venture capital expert Frederick Lipman details all of the options available to you so that you can decide wisely the best strategy for your business. In addition, he gives you everything you need to know about:

• Acquiring capital from professionally managed venture firms and investment bankers
• Keeping control of your business
• Valuing your business
• Negotiating venture capital investments
• Using "junk-bond" financing
• Attracting seed capital from angel investors
• Obtaining IPO underwriters
• Creating a "nest egg"
• Conducting a "roll-up"
• And much more!

Also included are invaluable resources such as a sample venture capital agreement, sample term sheets for venture capital and investment banking transactions, and special information on Canadian funds. In addition, you'll find the names and addresses of equity financing firms that are ready to do business with you.

Financing Your Business with Venture Capital is your key to business growth.

"An excellent primer for entrepreneurs who plan to seek capital to fund their businesses . . . takes the mystery out of the capital raising process."

—Dan Raynor, general partner, Argentum Company, Inc.

"Full of insights that only people with extensive first hand experience can offer . . . valuable reading for anyone who wants to acquire a good understanding of the process."

—Alain Chetrit, CEO, First Regional TeleCOM

"This easy-to-read book covers the essential basics for anyone who is interested in raising funds for entrepreneurial ventures."

—Ian McMillan, professor of Entrepreneurial Studies, Wharton School of Business, University of Pennsylvania, Philadelphia

Customer Reviews:

So So for Beginners -- Terrible if you have read other books.......2001-03-10

This book is good if you are looking for a somewhat decent introduction to terminology and processes. However, I think you will find other books a far better investment in your time. I would say this is a high school level course in VC.

I question some of the motives of the author through the book. At one point he says that the best way to meet a VC is to have an introduction by a broker. In my experience taking three companies through VC, I have found this is the absolute worse way of dealing with them. All of my friends who are partners at Chicago based VC firms say they would rather the entrepreneur come directly to them. You can tell the author is an attorney, because his advice is to use an attorney to find Venture Capital. Also, the author touts the fact he is a lecturer at Wharton. Lecturer and Professor are worlds apart. It isn't that hard to get an invitation to speak at a business school, so I don't put much weight on his using this as a claim to fame.

This book is good for terminology, but not good for advice. My recommendation is that you do not follow the guidelines here, only use the book as an introduction to terminology.

If you want a real book on advice, listen to someone that has taken a company through the process. Get Rob Ryan's book "Entrepreneur America". You will find it is a much better investment of time and money.

Good for beginner.......1999-06-10

You will find the quite difficult to follow, but it is interesting to read and you will find new information on each page if VC is stranger to you.

Start Elsewhere.......1999-04-28

This seems to be a bunch of lecture notes for a Venture Capital course masquerading as a book. Like lecture notes, the material presented is spotty and uneven, but interspersed with enough factoids to keep the reader interested. As a text, it would have benefited from an outline and a good editor. About 45% of its 368 pages are appendices (course handouts) of sample contracts. If this is your first venture into venture capital, find the course text or read something like Linda Chandler's Winning Strategies for Capital Formation. Then read this to add some depth.

What No One Ever Tells You About Financing Your Own Business: Real-Life Financing Advice from 101 Successful Entrepreneurs (What No One Ever Tells You About...)

Average customer rating:

This book provides real-life examples of how startups get started and find the money needed to get started.
Decent Advice, But Perhaps Not the Advice You Need
Excellent, and 101 means 101
Ms. Norman Knows What She is Talking About

What No One Ever Tells You About Financing Your Own Business: Real-Life Financing Advice from 101 Successful Entrepreneurs (What No One Ever Tells You About...)
Jan Norman
Manufacturer: Kaplan Business
ProductGroup: Book
Binding: Paperback

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Finding Money: The Small Business Guide to Financing (Small Business Series)
Financing Your Business Dreams With Other People's Money: How and Where to Find Money for Start-Up and Growing Businesses

ASIN: 1419502778
Release Date: 2005-07-01

Book Description

Owning a business has become almost as much a part of the American dream as owning a home, and it’s not uncommon for people to trade a safe, routine job for the uncertainty of being one’s own boss. It not only takes hard work, persistence, and sacrifice – it takes business capital.

In What No One Ever Tells You About Financing Your Business, Jan Norman not only explores multiple means for owners and entrepreneurs to acquire business capital, but also covers the ""universal tool"" - writing the business plan. Norman includes insights from 101 successful entrepreneurs on obtaining financing, sharing with readers their experiences, techniques, and advice gained in the trenches.

From these recaps, both owners and entrepreneurs will learn:

• Borrowing options and alternatives beyond using savings or help from family and friends

• Creative ways to keep the business capital flow on-going past start-up stages and the need to use the right financial tools for monitoring

• How to build effective business relationships, vital in obtaining capital because ""people do business with people they know and trust""

• Practices that even the most successful business owners use ""to stay ahead of the money search""

Customer Reviews:

This book provides real-life examples of how startups get started and find the money needed to get started........2007-07-18

This was a wonderful book. It covers the basics as far as the options one has when planning to start a small business. Do you draw from your savings? Do you tap on family and friends? Do you mortgage your home? Or do you visit a bank and beg for some money?

The simple truth of the matter is that there are no free lunches in this world. Starting a business is very similar to buying a car or a house. You can pay for it with cash savings. Or you can put up collateral and borrow the money you need to pay for it. SBA doesn't make bank loans - they guarantee some of them. So don't think the SBA is going to do much for you when it comes time to start your small business.

This book covers financing the startup and financing the proven venture. And it does it very well. I loved the part about how business plans will explain how much capital (money) your business needs AND CAN REPAY. This is why banks and other lenders or investors will want to see the business plan you put together for your business venture.

I also thought it was good that the author pointed out that lenders and investors rely somewhat heavily on your leadership ability when determining if your company is likely to succeed. Said another way, they will rate you as a leader when evaluating whether your business plan is good. Good plans get money. Poor ones don't.

Take a look at the Table of Contents for this book. You'll see that the book covers all the bases when it comes to financing your own business. Well done. 5 stars!

Decent Advice, But Perhaps Not the Advice You Need.......2006-08-03

The author deserves credit for interviewing all these entrepreneurs and conveying their stories and lessons learned in a clear style. Nonetheless, I found little of value here. I'm not sure exactly why. In part it's because I had heard most of it before. But in a more fundamental way the notion of relying on the advice of successful practitioners carries with it a positive bias that proves less than helpful to struggling entrepreneurs. Her former venture capitalist who founds a financial services company, for instance, has a huge advantage in financial expertise and contacts over most of us. So it's not surprising that his new venture succeeds in raising money.

What many entrepreneurs need, in contrast, is advice on how to overcome their very difficult circumstances, including personal shortcomings and destitution. So actually lessons learned from accounts of semi-competent entrepreneurs' failures to obtain financing could prove more realistic and valuable. Most of us are semi-competent at best! And of course entrepreneurs starting up innovative tech product ventures face an altogether more challenging and even forbidding set of obstacles to raising money than those launching a new flower shop or bookkeeping service. The simpler a challenge your business represents, the more helpful this book manages to be.

Excellent, and 101 means 101.......2005-09-30

I can attest to the fact that author Jan Norman interviewed each of 101 different individuals quoted in this book in the course of researching and writing it.

Indeed, she talked to many more than that, just as she had for her other books in the series: "What No One Ever Tells You About Starting Your Own Business," "What No One Ever Tells You About Marketing Your Own Business" and the next one in the series which will be out in early 2006, "What No One Ever Tells You About Franchising."

The interviews were detailed, often grueling work and always time-consuming, but invaluable for readers. Each of the 101 persons interviewed for each of Jan's books has a unique story to tell, and her books have shared those stories with countless others.

This series of books published by Upstart, a division of Dearborn Publishing, finds its greatest value in the very diversity of the experiences represented by the 101 individuals in each book. For the reader, it is an opportunity not to read some self-anointed "expert" author's solitary opinion, but instead read the real-life experiences of 101 people who have been there and done that.

Each book is a compilation of 101 mistakes and/or successes that others learned from, and that readers can learn from vicariously, then apply to their own entrepreneurial efforts.

Ms. Norman Knows What She is Talking About.......2005-09-04

I don't know if the author really talked to 101 successful entrepreneurs or not. I suspect not. Instead, this book might better be sub-titled 101 tips on financing a business.

There are people who simply have to run their own business. It's a lot easier to work for someone else, just show up on time, work reasonably hard, go home a little bit later than most prople and so on. Some of us have a very hard time doing that.

I've started several businesses over the years. Each one has been more successful than the one before. Experience has taught me several things. And I'm going to use that experience to comment on some of her 101 tips.

Tip #1 - Do a business plan. There are several software programs that are almost fill in the blank. Get one and fill in the blanks. Even if you never show this plan to anyone else, it will force you to think through your whole business.

Tip #7 - Start on a Shoestring. It is much easier to get money to expand a business than it is to get money to start from scratch.

Re a bunch of Tips on borrowing money - Don't. It has to be paid back. Unless you are very, very certain that you can pay it back in a very short time - DON'T!

Tip 46-48 - Yes, yes, a hundred times YES!. Live cheaply. Don't buy the big car, big house, whatever.

Tips 77-80 - Government Programs. Forget them, they aren't worth the time they take.

Tips on venture capital and going public. This is a basic business decision. Do you want to run a small business or create a public company that you can get out of?

This lady understands what she is writing about. But keep in mind that you are talking about your business, your ideas, your future. Read a book on business.
Get a business started.
Read a book on business.
If it works great. If it doesn't, get a job for a while, start another one in your part time using what you learned from the failure of the first one.
Read a book on business.
Switch to running your business full time.
Read a book on business.
Repeat as necessary.

How to Raise Capital : Techniques and Strategies for Financing and Valuing your Small Business

Average customer rating:

Mostly fluff
Good Book for Entrepreneurs!

How to Raise Capital : Techniques and Strategies for Financing and Valuing your Small Business
Jeffrey Timmons , Stephen Spinelli , and Andrew Zacharakis
Manufacturer: McGraw-Hill
ProductGroup: Book
Binding: Paperback

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Raising Capital for Dummies

ASIN: 0071412883

Book Description

The entrepreneur's step-bystep guide to venture capital--where to find it, how to secure it, and what to do with it

Fewer than 40 percent of entrepreneurs seeking new business funding each year actually get that funding. How to Raise Capital improves those odds, providing prospective as well as current business owners with the knowledge they need to prepare an effective loan proposal, locate a suitable investor, negotiate and close the deal, and more. The all-star team of entrepreneurial experts behind How to Raise Capital gives readers top-level educational theory with hands-on, real-world knowledge. This thorough examination of the inner workings of the venture capital industry explores:

Resources available to entrepreneurs, from SBA loans to angel investors
Proven strategies for identifying and approaching equity sources
Characteristics of a "superdeal"--from the investor's perspective

Customer Reviews:

Mostly fluff.......2006-04-04

I've been reading a lot of business books to get information on how to grow my business. Of all those books, this one is mostly fluff. Many of the statements are vague and ambigious. There isn't much for solid advice. Buzzwords are used everywhere (Do you want a "value-added investor" funding your business?) Numbers and statistics are nonexistant other than a few graphs that look like they were sketched by hand. The author tends to throw lots of questions at you to think about, but doesn't give any advice on the topics.

There were a few bits of useful information on how other people will look at your business and value it, but it's not worth reading through the whole book for them. They could have been summarized in a bulleted list on a few sheets of paper.

If you're looking for a good book on how to obtain venture capital, check out Venture Capital Handbook, by David Gladstone.

Good Book for Entrepreneurs!.......2005-08-20

Thie book gives good resources available to entrepreneurs that want to start their own business. A book you should also check out is "The Wal-Mart Way" by Don Soderquist, it gives the inside story of the success of the world's largest company.

Financing Your New or Growing Business: How to Find and Get Capital for Your Venture

Average customer rating:

Author's Comment/Note

Financing Your New or Growing Business: How to Find and Get Capital for Your Venture
Ralph Alterowitz , and Jon Zonderman
Manufacturer: Entrepreneur Press
ProductGroup: Book
Binding: Paperback

General | Business & Investing | Subjects | Books

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A Future for Everyone: Innovative Social Responsibility and Community Partnerships
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ASIN: 1891984535

Book Description

This book is a comprehensive look at dozens of options for financing a new or growing company. It discusses how to obtain financing through each route and the benefits of each method.

Customer Reviews:

Author's Comment/Note.......2002-05-24

FINANCING YOUR NEW or GROWING BUSINESS - How To Raise Capital for Your Venture

Most entrepreneurs think their venture is going to make them rich. But the reality of entrepreneurship, including the often difficult tasks involved in accessing capital, often dampens their dreams.

In our new book, Financing Your New or Growing Business: How to
Find and Raise Capital for Your Venture, we explore myriad ways for entrepreneurs to find and capture the green, from borrowing from or selling stock to friends and family to creative use of credit cards, factoring accounts receivable, and use of federal and state loans, grants, and tax incentives. We also thought it was important for business people and entrepreneurs to know some basics of negotiating deals and some of the scams as well.

This book is about venture funding in the real world, the world
beyond the snazzy offices of Sand Hill Road, the world where mom and dad and the guy who sells supplies on credit are the venture capitalists, the world most entrepreneurs really inhabit.

"For anyone trying to start or grow a business, this book cuts
through the complexities of new venture financing and delivers pragmatic, useful advice." Rudolph P. Lamone, Professor and Chairman, Board of Advisors, Dingman Center for Entrepreneurship, University of Maryland.

After the "dot bomb", the financial world for start-up and young businesses is different than the one entrepreneurs and business people have become accustomed to. Finding and getting the capital that businesses need is different as well. This book discusses 19 sources and provides a beghind-the scenes understanding of each, and tells the reader how to navigate through these financing approaches.

Financing Your Small Business (Barron's Business Library Series)
Average customer rating:
Financing Your Small Business (Barron's Business Library Series)
Robert Walter
Manufacturer: Barron's Educational Series
ProductGroup: Book
Binding: Paperback

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How to Get the Financing for Your New Small Business: Innovative Solutions from the Experts Who Do It Every Day

ASIN: 0764124897
Release Date: 2003-12-03

Book Description

This new addition to the Business Library series describes advantageous methods for attracting venture capital, dealing with bank loan investment officers, initiating public offerings of stock shares, and much more. Titles in the Business Library series speak to men and women who are starting a company or managing an ongoing small-to-medium-size business. Emphasis is on carrying out daily operations and solving problems.

Average customer rating:

Excellent Overview of Financing for Small Business Owners and Start-ups

Financing Your Business Made Easy
Ralph Alterowitz , and Jon Zonderman
Manufacturer: Entrepreneur Press
ProductGroup: Book
Binding: Paperback

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Start Your Own Business (4th Ed.) (Start Your Own)
Entrepreneur Magazine's Ultimate Small Business Marketing Guide: Over 1500 Great Marketing Tricks That Will Drive Your Business Through the Roof

ASIN: 1599180227

Book Description

Insider tips on every imaginable way of raising capital for a small business

Financing Your Business Made Easy offers myriad ideas to get financing. The authors discuss the benefits and pitfalls of borrowing from family and friends, with tips on how to keep business relationships separate from personal ones. Dozens of government loan sources are explained in detail. Drawing on their insider knowledge of venture capital firms and angel investors, the authors reveal how to maximize your chances of success. Plus, they provide innovative financing ideas, such as borrowing from suppliers and customers, taking advantage of credit cards, and raising money from employees.

Customer Reviews:

Excellent Overview of Financing for Small Business Owners and Start-ups.......2007-07-18

Financing Your Business Made Easy is an excellent overview of how small business owners can get money to start or grow their business.

Unlike many financing books, this book does not assume you are going for venture capital or to go public -- frankly, few of us are in that league (nor do we want to be). But this book gives a great overview of all the ways to finance your business, including personal savings, SBA loans, credit cards, bootstrapping, factoring, and getting friends and family as investors.

Pros:
- Covers financing both from a start-up and a growing business perspective.
- Gives advice about getting a few thousand dollars, all the way up to millions.
- Gives financial and practical advice, such as dealing with family and friends as investors.

Cons:
- The Law Firm criteria is helpful for the VC and IPO people, but not for the solo-preneur or micro-preneur.

Financing Your Small Business: From SBA Loans and Credit Cards to Common Stock and Partnership Interests

Average customer rating:

Good general overview
Solid Introductory Book for Financing a Business
Financing your Small Business
The definitive book

Financing Your Small Business: From SBA Loans and Credit Cards to Common Stock and Partnership Interests
James E. Burk , and Richard P. Lehman
Manufacturer: Sourcebooks Sphinx Publishing
ProductGroup: Book
Binding: Paperback

General | Business & Investing | Subjects | Books

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How to Get the Financing for Your New Small Business: Innovative Solutions from the Experts Who Do It Every Day
The SBA Loan Book: Get A Small Business Loan--even With Poor Credit, Weak Collateral, And No Experience (Sba Loan Book)
The Small Business Start-Up Guide (Quick Start Your Business)
What No One Ever Tells You About Financing Your Own Business: Real-Life Financing Advice from 101 Successful Entrepreneurs (What No One Ever Tells You About...)
Finding Money: The Small Business Guide to Financing (Small Business Series)

ASIN: 1572485531

Book Description

Secure your business's future using the right SBA loan, bank loan or equity financing for you. When it comes to your chances of receiving financing and doing it right, Financing Your Small Business provides you with all the answers you need. It helps you find ways to combine various types of financing and shows you how to get the money you need. Learn:

How to get a bank loan

How to make a better presentation How to get attention with your business plan

How to choose professionals

How to value your business

How to determine your investors' status

How to avoid securities law problems

How to find investors

From SBA loans to venture capital sources, Financing Your Small Business shows you all the ways to get the money you need.

Raising Money Just Got Easier.

Customer Reviews:

Good general overview.......2007-05-09

If you know nothing about financing a small business, this book is a good place to start to understand the basics of business finance. It's broken down into several basic sections:

1. Choosing the Form of Your Business
2. Business Plans
3. Equity Financing
4. Debt Financing
5. Securities Law
6. Licensing and Franchising
7. Friends, Angels, and Venture Capital Sources
8. Presentations
9. Corporate Governance
10. How to Choose Professionals

If you've been to business school or even started a business before, you're probably not going to learn anything new here. Financing a startup pretty much mean using your own money (borrowing or savings) or getting somebody that knows you personally to lend you the money or buy into the business as a partner in some way. Of course the business plan is important and you might be able to raise money from venture capitalists or angels, but this book doesn't go into many specifics on that or any of the other topics in the outline.

Still, if you don't know anything about these basics, the book is a good read. If you do, you might want to look elsewhere for more specific information.

Solid Introductory Book for Financing a Business.......2005-01-17

This is a good introductory book valuable for people who need financing when starting or running a small business. It covers important topics for obtaining financing in a very readable manner. It provides good advice, such as, "Keep your options open until the deal is done and do not forget to plan an exit strategy...." and then lists several exit strategies. The authors give advice on when to have a limited liability company run by its members or run by a board of managers, what one of the purposes of writing a business plan is (hint: it's not just for running the business), and also provides a business start-up checklist. There is a sample business plan and sample formation documents for a corporation and for a limited liability company. The authors discuss how to offset any lack of depth on the management team. The chapter on Equity Financing tells the business owner what the potential investor will be looking for in deciding whether to invest. Advice is given on debt financing, and includes website addresses of various government sources. The Securities Law chapter covers a complicated area broadly without getting too deep for the reader. The book concisely explains the difference between licensing a product and franchising a business. The authors describe eight different types of angel investors, how to target them for the current needs of the business, and lists what factors angel investors and venture capital firms may use in evaluating a business.

The book is not a substitute for having the advice of an attorney during start-up and during financing, but it contains very useful information that will make the reader more knowledgeable in growing the company. This book would also be a very good gift for someone who is considering whether to start a business.

Financing your Small Business.......2004-11-24

This book is a must for every Entrepreneur...It explains how to finance your dream business from debt to equity, corporate governance, capital structure....It is well researched and well presented...Buy it and get on with your new business !!

Tarby Bryant, The Gathering of Angels-505-982-3050

The definitive book.......2004-11-15

This is the most complete and comprehensive book I've ever read on the subject of financing a small business. Not only does it cover some real funding alternatives (with pros and cons) but it tells you how to do it as well. It's a must read for every small business person

I especially like the way the book is organized so I can find what I need and refer back to it easily. It should be part of every entrepreneur's reference library.

Financing Your Business Dreams With Other People's Money: How and Where to Find Money for Start-Up and Growing Businesses

Average customer rating:

A Must Read
Excellent Information on How to Understand the "Money Game"
Mainly about bank loans, and fairly simplistic.
I found this book to be an invaluable resource.

Financing Your Business Dreams With Other People's Money: How and Where to Find Money for Start-Up and Growing Businesses
Harold R. Lacy
Manufacturer: Rhodes and Easton
ProductGroup: Book
Binding: Paperback

General | Business & Investing | Subjects | Books

Raising Capital | Small Business & Entrepreneurship | Business & Investing | Subjects | Books

General | Small Business & Entrepreneurship | Business & Investing | Subjects | Books

Finding Money: The Small Business Guide to Financing (Small Business Series)
The SBA Loan Book: Get A Small Business Loan--even With Poor Credit, Weak Collateral, And No Experience (Sba Loan Book)
Free Money® for Small Businesses and Entrepreneurs (Free Money for Small Business and Entrepreneurs)
What No One Ever Tells You About Financing Your Own Business: Real-Life Financing Advice from 101 Successful Entrepreneurs (What No One Ever Tells You About...)
Financing Your Small Business: From SBA Loans and Credit Cards to Common Stock and Partnership Interests

ASIN: 1890394114

Customer Reviews:

A Must Read.......2000-01-12

I would recommend this book as a "must read" to anybody who is thinking about starting a business or wanting to expand an existing business. What makes this book so unique is that it explains in "easy to understand language" how the Money Game works for the entrepreneur. I found this book helped me to overcome my fear of not having experience in knowing how and where to find money for my business.

The author provides "insider" tips of how and where to locate capital for your business. The Resource Guide is a very comprehensive source of micro lenders, government loans, and free resources for each state. By providing an extensive Resource Guide along with the "how to" information, you have everything you need to start finding money for your business.

The book also lists a number of things to avoid in seeking capital for a business.

Excellent Information on How to Understand the "Money Game".......1999-12-15

Finally, a book that provides "inside information" on how to locate and deal with "angel Investors." Mr. Lacy's experience as a banker and as an "angel investor" provides easy to use techniques and strategies that applies to both startups and expanding businesses.

The Resource Guide alone is worth the price of the book. I was very impressed at the number of sources that are liseted for each state. If a person is intimidated with the "money game," this book is invlauable in providing the information that gives one the self-confidence a person needs in order to deal with investors.

Mainly about bank loans, and fairly simplistic........1999-09-29

Of the 187 pages, about half the book is merely a listing of government agencies in each state. The remaining pages focus primarily on getting bank loans. Though there is some attempt to at least describe a number of other money-raising techniques and business assistance programs, there is rarely enough detail to help follow through (for instance, under "Angels", the advice is basically to contact every person you know and ask if they know anybody who's rich and wants to invest).

As to the advice in the book, it ranges from the blindingly obvious ("Don't print your business plan on paper that's wrinkled or stained with coffee") to the bland and fairly obvious ("Shop around for the best bank loan rate") to the downright goofy ("Be sure to take all the free promotional items you can while visiting banks to get their loan rates").

The book is sprinkled throughout with "motivational quotes" and a sort of cheerleader attitude, but not much real information or help. It seems to be aimed more at the person who thinks they have a great idea but is afraid to talk to a bank at all than the person who's in a small business and needs financing. The general writing seems to take the "you can do it if you just have the gumption and use some of these little tricks" approach.

I thought Arkebauer's "Going Public" had more information on small business financing in general than this book did, even though "Going Public" is mainly oriented towards real IPOs.

I found this book to be an invaluable resource........1998-11-04

Mr. Lacy's book is very well written and informative. It is a helpful resource for people needing assistance to financing their own business. I highly recommend it.

2006 Master Guide to the SBA - Indispensable Encyclopedia of Small Business Administration Programs and Data - Financing, Starting, Managing Your Small Business plus Library of Publications (DVD-ROM)

Average customer rating:

2006 Master Guide to the SBA - Indispensable Encyclopedia of Small Business Administration Programs and Data - Financing, Starting, Managing Your Small Business plus Library of Publications (DVD-ROM)
Small Business Administration
Manufacturer: Progressive Management
ProductGroup: Book
Binding: CD-ROM

Business | Encyclopedias | Reference | Subjects | Books

All Titles | Qualifying Textbooks - Fall 2007 | Stores | Books

Reference | Qualifying Textbooks - Fall 2007 | Stores | Books
ASIN: 1422001040
Release Date: 2005-09-03

Product Description

This up-to-date and comprehensive electronic book on DVD-ROM presents an enormous library of federal government documents and publications from the Small Business Administration (SBA) covering all aspects of small business including financing, starting, and managing your small business! It includes an incredible library of SBA publications on every conceivable aspect of small business, with e-books, guidelines, forms, training manuals, laws, regulations, and material on loan programs, business opportunities, disaster recovery, non-profits, advocacy for small business, and statistics about the topic. SBA programs include: 8a Business Development * Advocacy * Business Development * Business & Community Initiatives * Chief Financial Officer - CFO * Disaster Assistance * Entrepreneurial Development * Freedom of Information * Hearings and Appeals * HUBZone * Financial Assistance - Loan Programs * Government Contracting/BD * Government Contracting * Inspector General * Lender Oversight * Native American Affairs * International Trade * Investment Division (SBICs) * Ombudsman * Press Office * SBDCs * SCORE * Small Disadvantaged Business * Size Standards * Surety Guarantees * Technology (SBIR/STTR) * Veterans Business Development * Womens Business Ownership SBA Services include: Assets for Sale * Federal Activities Inventory Reform Act * GILS * Non-Profit * The National Ombudsman - Regulatory Fairness by Federal Agencies * Online Library * Central Contracting Registration (CCR) - Doing Business With the Government * SUB-Net - Subcontracting Opportunities * Tech-Net Companies * Trade Mission * U.S. Business Advisor * Womens Business Ownership * Technical Assistance (Training & Counseling) - Entrepreneurial Development * Business & Community Initiatives * Native American Affairs * SBDCs * SCORE * Small Business Training Network * Womens Business Ownership * International Trade * Financial Assistance - Loan Programs * Specialty Loan Programs * Financial Assistance (General Overview) * Investment Division (SBICs) * Surety Guarantees * International Trade * Contracting Assistance - 8a Business Development * HUBZone * Government Contracting/BD * Government Contracting * Small Disadvantaged Business * Size Standards * Surety Guarantees * Technology (SBIR/STTR) * Disaster Assistance Recovery * Special Interests - International Trade * Minorities * Native American Affairs * Technology (SBIR/STTR) * Womens Business Ownership * Young Entrepreneurs * Veterans Business Development In the Small Business Act of July 30, 1953, Congress created the Small Business Administration, whose function was to "aid, counsel, assist and protect, insofar as is possible, the interests of small business concerns." SBA's programs now include financial and federal contract procurement assistance, management assistance, and specialized outreach to women, minorities and armed forces veterans. The SBA also provides loans to victims of natural disasters and specialized advice and assistance in international trade. Nearly 20 million small businesses have received direct or indirect help from one or another of those SBA programs. SBA's current business loan portfolio of roughly 219,000 loans worth more than $45 billion makes it the largest single financial backer of U.S. businesses. Over the past 10 years, the SBA has helped almost 435,000 small businesses get more than $94.6 billion in loans, more than in the entire history of the agency before 1991. Since 1958, SBAs venture capital program has put more than $30 billion into the hands of small business owners to finance their growth. Last year, the SBA backed $12.3 billion in loans. More than $1 billion was made available for disaster loans and more than $40 billion in federal contracts were secured with SBA's help. This incredible DVD-ROM is packed with over 125,000 pages reproduced using Adobe Acrobat PDF software - allowing direct viewing on Windows and Macintosh systems. Advanced search and indexing fe

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